Attention homeowners in Idaho Falls, Rexburg, or Rigby, Idaho: Get an Appraisal today!

The top seven reasons why Idaho homeowners need Dixon Appraisal Services:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a divorce in the state of Idaho, when real estate property needs to be divided
  7. Settle an estate in Idaho by determining the true market value of a property
Do you own a house in or near St. Anthony? Do you need help determining the price of your real estate? Contact Dixon Appraisal Services.

We at Dixon Appraisal Services understand the particular needs of a homeowner seeking appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. But as a consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Dixon Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's going down. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Dixon Appraisal Services is your number one weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you get rid of unwanted PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Dixon Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Dixon Appraisal Services can help you with that. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.