There are lots of reasons people call on Dixon Appraisal ServicesEach year, thousands of people in Idaho Falls, Rexburg, and Rigby Idaho purchase, sell or refinance their home. Many of these transactions contain a simple line item for an appraisal. Most lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that may appear to be more economical than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there also instances when the services of a certified, independent real estate professional might be helpful? Of course.
Let Dixon Appraisal Services help you dispute your tax assessment in Bonneville, Madison, Jefferson, Fremont, Clark, Butte, Bingham, Teton, and Lemhi CountiesIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Dixon Appraisal Services is your best evidence. At Dixon Appraisal Services,we can assist you in challenging your tax assessment.Let Dixon Appraisal Services help you get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the home, many lenders ask home owners to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.Dixon Appraisal Services will provide you with a statement regarding the value of your home, and the expense of the home valuation can generally be recovered in a short amount of time because you'll no longer be paying the PMI. Settling a divorce with less stressA divorce is often complicated by the difficult decision of who keeps the house, and it can be an especially traumatic experience for both parties. It's a good idea to get an appraisal from Dixon Appraisal Services so both parties are completely aware of the true market value of their home, regardless of the situation.The parties will have a better idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Trustworthy estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the correct value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal. Let Dixon Appraisal Services assist you in relocating to or from Idaho Falls, Rexburg, or Rigby IdahoWe know the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive attributes of their property, as well as information about any new sales or listings in their neighborhood that they want considered.Selling your home quickly at the right price with an appraisal from Dixon Appraisal ServicesA professional appraisal can help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value opinion we render, but rather they rest on our efforts to finish the appraisal.We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money. |